Our results for the financial year ended 30 June 2025 are in, and we’re thrilled to share that our default option, Mercer SmartPath, achieved returns between 12.3% and 12.6% for members aged between 18 and 52.2 For members aged 52 or over, SmartPath achieved returns between 9.5% and 12.4%.2
This marks the third consecutive year of double-digit returns for the majority of SmartPath members.1
Your FY24/25 update
Graeme Miller, Mercer Super's Chief Investment Officer, discusses the FY24/25 performance and the outlook for investment markets.
Past performance is not a reliable indicator of future performance The value of an investment in Mercer Super may rise and fall from time to time. The investment performance, earnings or return of capital invested are not guaranteed.
Make this financial year count
Know your super balance
Update your personal details
Review insurance cover
Check your beneficiaries
Check for multiple accounts
Get advice about your super
Give your super a boost
With the super guarantee (SG) rate now at 12%, it could be a great time to consider giving your super an extra boost.
Use the Retirement Income Simulator to visualise what your future income could look like, how long it might last, and how adding even just a little bit extra to your super today can go a long way tomorrow.
Take charge of your super
As a Mercer Super member, you can access guidance or advice when you need it, giving you the confidence to make your super count. No minimum requirements – all you need is a Mercer Super account.
With Mercer Super’s no additional cost advice options, expert advice is always within reach.
Super returns and insights webinar
Watch our webinar to learn more about how your super performed in the last financial year, what’s happening in investment markets, as well as exciting news about how we’re supporting members.
The audio and video for our host are slightly out of sync in this recording, due to internet connectivity issues which didn’t affect the other speakers. Thanks for your understanding.
Is your employer paying your super elsewhere?
Make ALL your super count
1. Mercer Super Trust’s analysis of the Mercer SmartPath investment performance (after investment fees and taxes) for the 2022/23, 2023/24 and 2024/25 financial years. Mercer SmartPath default investment options achieved returns of between 11.2% and 12.6% for members aged between 18 and 52 years old across the 2022/23, 2023/24 and 2024/25 financial years. For members aged 52 or over, Mercer SmartPath default investment options achieved returns between 7.2% and 12.4% across the 2022/23, 2023/24 and 2024/25 financial years. Based on membership data for the Corporate Superannuation Division of Mercer Super for members invested for the entire period.
2. Based on membership data for the Corporate Superannuation Division of Mercer Super for members invested for the entire 2024/25 financial year. Mercer Super Trust’s analysis of the Mercer SmartPath investment performance (after investment fees and taxes) for the 2024/25 financial year. Mercer SmartPath default investment options achieved returns of between 12.3% and 12.6% for members aged between 18 and 52 years old. For members aged 52 or over, Mercer SmartPath default investment options achieved returns between 9.5% and 12.4%.
Issued by Mercer Superannuation (Australia) Limited (MSAL) ABN 79 004 717 533, Australian Financial Services Licence #235906, the trustee of the Mercer Super Trust ABN 19 905 422 981 (‘Mercer Super’).
Any advice provided is of a general nature and does not take into account your objectives, financial situation or needs. Before acting on any advice we recommend you obtain your own financial advice and consider the Product Disclosure Statement and Financial Services Guide available at mercersuper.com.au. The product’s Target Market Determination setting out the class of people for whom the product may be suitable can be found at mercersuper.com.au/tmd.
Ratings are likely to change and are only one factor to be taken into account when deciding to invest in a product.
The trustee has appointed Mercer Investments (Australia) Limited (MIAL) ABN 66 008 612 397 AFSL #244385 as an implemented consultant to provide investment strategy advice, portfolio management and implementation services including investment manager selection and monitoring. MIAL is also the responsible entity of a number of investment funds (the Mercer Funds). Mercer Super Trust invests in the Mercer Funds. Neither MSAL or MIAL or any of the underlying fund investment managers guarantee the investment performance, earnings or return of capital invested in any of the Mercer Super Trust investment options.
Mercer Financial Advisers are authorised representatives of Mercer Financial Advice (Australia) Pty Ltd (MFAAPL) ABN 76 153 168 293, Australian Financial Services Licence #411766. The trustee has appointed MFAAPL to provide financial advice services for members of the Mercer Super Trust.
‘MERCER’ and ‘Mercer SmartPath®’ are Australian registered trademarks of Mercer (Australia) Pty Ltd ABN 32 005 315 917. ©2026 Marsh. All rights reserved.